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Online Baccarat

Bring out your inner James Bond with the classic casino game baccarat. Nicknamed the “Gentleman’s Game”, baccarat has earned a reputation as a sophisticated casino game for the elite.

Though 007 does consider this game his favorite, you don’t have to be a secret agent to get in on the action. You can enjoy a baccarat game online from the comfort of your own home. Online baccarat is a game with simple rules and straightforward game strategies. With just three betting options, it comes as no surprise that this casino game continues to remain popular among gamblers.

Play baccarat online with casinos like JackpotCity Casino, 888 Casino, Royal Vegas Casino, Betway Casino, Mr. Green Casino, and more. All these top casinos award high payout percentages. They also offer live baccarat, if you enjoy the thrill of interacting with a croupier and other gamblers. Canadian players can then cash in their winnings conveniently in CAD using secure online banking methods. Before putting your money out there, don’t forget to practice baccarat for free!

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Rules to Play Online Baccarat

Of course, the online version follows the same rules as any game in the casino. Just like in a game of blackjack, when playing baccarat at a real casino, gamblers sit around a table facing the dealer. Numbers on the table indicate where each player should sit.  Baccarat online imitates the real game with a virtual table.

Step 1 – Placing Bets

Prior to dealing the cards, you have three different betting options. The player can bet on the dealer’s hand (called the banker’s hand), on their own hand, or on a tie. In baccarat, the winning hand is the hand whose sum reaches the closest to 9.

Step 2 – Dealing the First Hand

The game begins when either another player or the croupier deals two cards facing up for the banker as well as for the player.

Step 3 – Announcing the Total Points

After both the player and banker receive their cards, the value of each hand is announced. Keep in mind that in online baccarat, aces count as 1, number cards count as their value, and face cards count as 10. When the sum of the hand exceeds 10, the hand’s true value is added by removing the number’s first digit. Let’s say a hand contains an 8 and a 9. Rather than equaling 17, in baccarat you remove the first digit so that the hand instead equals 7.

If at this point of the game, either hand equals 8 or 9, it is considered a natural win and the game ends. The player then receives their winnings if they bet correctly.

Step 4 – Receiving a Third Card

After dealing the first two hands, the banker may need to draw a third card according to the following rules:

  • If no cards equal 8 or 9 and the player’s hand equals 5 or less then the banker adds a third card to the player’s hand.
  • If the banker’s hand equals 2 or less, the banker receives a third card.
  • If the banker’s hand equals 3 and the player’s third card was anything other than 8 then the banker receives a third card.
  • If the banker’s hand equals four and the player’s third card was anything other than 0,1,8, or 9 then the banker receive a third card.
  • If the banker’s hand equals five and the player’s third card was 4,5,6, or 7 then the banker receives a third card
  • If the banker’s hand equals six and the player’s third card was 6 or 7 then the banker receives a third card.
  • The banker always stands if his hand equals 7.
  • If the player does not receive a third card, the banker stands at 6.

Step 5 – Calculate the Winning Hand

After dealing all of the cards, you must calculate the final value of both hands. The winning hand totals equal or the closest to 9. The player then wins or loses according to the bet made at the beginning of the game.

Know the Odds: Online Baccarat Strategy

Knowing the odds of baccarat improves your chances of winning. Betting on the banker’s hand has the best odds with a 1.17% house advantage. However, betting on the banker only awards a 1:1 payout. Most prefer to bet on the banker rather than the player as betting on the player has a 1.36% house advantage. Betting on a tie has the worst odds with a house advantage of 14.12%, but the payout is 8:1 or 9:1. In other words, those who manage to win betting on a tie pocket a lot more money, but with a higher risk. Also keep in mind that casinos charge a 5% commission whenever you win a baccarat game online.

Always know your limits. Rather than bet more than you have, we recommend that players gamble responsibly by setting betting limits before they play. Before you play, decide how much you are willing to lose if you happen to come across an unlucky streak. Many casinos offer settings in which gamblers can set daily, weekly, or monthly betting limits. When they have reached the limit, the casino will block bets for that period of time. This ensures that you never wager more than you can afford, keeping the game profitable and entertaining.

Practice play. Don’t worry about so many details at first. We recommend practicing free online baccarat games at first or starting out with lower bets to learn the game. You can test play baccarat online with our flash games featured below.

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Mobile Baccarat

Because people use their smartphones for almost anything these days, plenty of online casinos in Canada host their own mobile casino apps. Popular casinos like 888 offer mobile baccarat games so you can play baccarat online on the go. 888 Casino for example even offers live baccarat on mobile devices. Typically, mobile casinos will operate on iPhone, iPads, and Android devices. Sometimes they also work on Windows mobile devices as well as blackberry phones.


Imagine sitting at a baccarat table surrounded by wealth and class at a casino in Monte Carlo. You can get this kind of experience without even leaving your home or dishing out cash on an expensive tuxedo. Baccarat online games replicate that sleek look and feel of the tables with beautiful, seamless graphics with the convenience of playing from a computer or mobile device. In fact, live baccarat recreates the look and feel of the casino streaming croupiers from European casinos.

So whether you prefer to play baccarat online, with a live dealer, or using your mobile phone, gamblers in Canada will find plenty of options available with large payout percentages and sophisticated designs.

So enjoy the sophistication of this classic casino game. Play online baccarat to see if you can win the big payouts like Agent 007.